We started as three people and a spreadsheet of interest rates.
Bank Tree began with a simple frustration: comparing loan offers in India meant visiting branch after branch, filling the same form a dozen times. We built the marketplace we wished existed — and kept refining it as millions of borrowers used it.
Entries in our own ledger.
Founded in Bengaluru
Started as a small team trying to make loan comparison honest and transparent for everyday borrowers.
Crossed 10 lakh applicants
Word of mouth carried us into cities beyond Bengaluru, without a single branch office.
Fully digital journey launched
Introduced end-to-end e-KYC and digital disbursal, cutting average turnaround from days to hours.
20+ lending partners onboarded
Expanded our panel of banks and NBFCs to give borrowers real choice, not a single take-it-or-leave-it offer.
4 crore+ Indians served
What started as a spreadsheet is now a marketplace trusted across the country.
Principles we underwrite ourselves against.
Transparent, always
Every rate we show is what you're actually eligible for — never a teaser number designed to get you in the door.
Free for borrowers
We're paid by our lending partners, not by you. Comparing offers on Bank Tree costs nothing.
Built for real documentation
India's borrowers don't all look the same on paper. We work with partners who evaluate real cash flow, not just bureau scores.
Want to partner with us?
We work with banks, NBFCs and fintech lenders looking to reach verified, ready-to-borrow customers.